The new rescue mechanism will perhaps become the rake the Central Bank will step on as it frees negligent owners from being held responsible for their mistakes.

Unfortunately, today, the dominant stereotype in the public consciousness is that a good bank or banker is the one who takes the side of troubled borrowers, supports them with new loans and allows them to postpone the fulfilment of prior obligations. Meanwhile, a true bank is an institution which, first and foremost, is responsible vis a vis those who entrusted it with their money, and more and more shifts its primary earnings away from risky loan products towards a variety of value-added services.